Career Options After 12th Commerce

best career options after 12th commerce

Almost all aptitudes and abilities are catered to in the field of commerce. Regardless of your numerical prowess, if you are a business-oriented person, you can choose a profession after commerce. Many students are concerned about their future career options after 12th commerce, but the fact is that if you have the necessary skills and aptitude, you may succeed in any business-related field.

Because we live in an era of start-ups and entrepreneurship, commerce is sweeping the globe. Small firms are also becoming successful because of social media, which raises the need for commerce graduates and employment alternatives even more. You acquire a keen eye for detail, inventiveness, problem-solving abilities, communication skills, etc. as a commerce student.

You should think about the following job alternatives after commerce if you believe your skill set matches the competencies listed above or if you desire to improve them. Continue reading to know more about career options after 12th commerce students.

Best Career options after 12th Commerce

Commerce Career OptionsQualifications RequiredPay Bracket (Per Month)
Chartered Accountant 10+12 +4-month foundation courses ₹10,000 – ₹1,50,000 Approx.
Risk Management AnalystUG in Maths and Commerce related courses₹30,000-₹1,00,000 Approx.
Retail ManagerUG in preferably BBA, B. Com or any other relevant field₹30,000-₹70,000 Approx.
Personal Financial AdvisorUG in Maths, Economics or Finance₹30,000 – ₹1,50,000 Approx.
Business AnalystUG in Business Administration, Finance, or Accounting.₹25,000 – ₹1,50,000 Approx.
Digital MarketerUG in preferably BBA or B. Com₹18,000 – ₹60,000 Approx.
Investment BankerUG in Economics, B. Com or any other relevant field₹40,000 – ₹6,50,000 Approx.
Certified Public AccountantUG in B. Com or any other relevant field₹11,000 – ₹40,000 Approx.
ActuaryUG in Economics, or Maths, or Statistics₹28,000 – ₹4,00,000 Approx.
Company SecretaryICSI foundationICSI intermediateICSI final₹28,000-₹1,00,000 Approx.

Career options after 12th Commerce- Chartered Accountant

One of the most common careers in commerce is chartered accounting. An accountant who has been certified by a statutory authority as being qualified to handle accounting and tax-related affairs for a firm, such as tax returns, audits of financial statements and operational procedures, record keeping, etc., is known as a CA.
To become a CA, you must successfully complete three stages. This first includes taking a foundation course, which you may do after the 12th grade. You do not need to show up for the foundation course if you successfully finish your graduation. The intermediate level follows. You can apply for CA internships once you pass the intermediate level. After two to five years of internships, you are qualified to take the final test and become a CA .

All things considered, being a CA is a five-year process that you must commit to in such career alternatives for commerce students.

10+2, CA foundation, CA intermediate, and CA final are prerequisites.

Pay range (per month): approx. 10,000-1,50,000

Risk Management Analyst

You need strong coordination, investigation, observation, and supervision abilities to be a successful risk management analyst. Risk managers make sure that their client/company is not compromising in terms of regulation and operation of human and financial resources in such career possibilities after commerce. And if a business is in danger, they employ a risk management analyst to come up with a solution.

This is one of the better employment alternatives for commerce majors if you are proactive and constantly prepared with a backup plan.

You can start with entry-level positions like Insurance Risk Surveyors, Data Analysts, Financial Risk Analysts, etc. after graduating in such career possibilities after commerce and work your way up to Risk Management Analyst.

Eligibility: UG in Maths and Commerce related courses

Pay bracket (Per month): ₹30,000 – ₹1,00,000 Approx.

Personal Financial Advisor

career options in financial adviser

Financial adviser careers in business need you to advise your company on the best ways to manage their money, invest, pay taxes, buy insurance, buy stocks, and achieve financial objectives.

This is one of the finest job alternatives after commerce if you have a sharp analytical mind, outstanding problem-solving abilities, and a desire to help people.

Although some employers do not require a formal certification in the industry, you should still think about taking a certified course in such commerce job alternatives to stand out from the competition. To learn more about these certificates, seek up FINRA, SEBI, and similar organisations.

Eligibility: UG Course in Maths, Economics, or Finance.

Pay Bracket (Per Month): ₹30,000 – ₹1,50,000 Approx.

Investment Banker

Investment bankers provide corporations and, in certain situations, governments with financial advice. You assist clients in raising money when you pursue such job alternatives for commerce students. This include issuing stock, bonds, negotiating the purchase of a competing company, or setting up the sale of the company itself.

You must be extremely detail-oriented, proficient in MS Office, a strong team player, open to take orders effectively, and able to give in a significant amount of time if you want to follow these job opportunities after studying business (approximately more than 80 hours a week).

Although an MBA and a CA are not required for careers following commerce, they are desired qualifications in investment banking. You can start out as a data analyst in an entry-level position as a graduate searching for career possibilities for commerce students, then work your way up.

Eligibility: UG course in any field (minimum percentage required-50%), Entrance Exams

Pay Bracket (Per month): ₹40,000 – ₹6,50,000 Approx.

Career options after 12th -commerce Actuary

career options in actuary

Business experts known as actuaries are in charge of controlling financial risks in order to safeguard the organization’s plans and mitigate losses. You will utilize statistical methods and quantitative expertise in these commerce job possibilities to assist businesses and clients in developing policies that will reduce risk costs.

You require specific mathematical understanding, project management abilities, and problem-solving capabilities for such employment opportunities following commerce. For these kinds of employment alternatives for commerce students, interpersonal communication skills, computer competencies like creating spreadsheets, database operations, and programming language, are required.

You must first earn a bachelor’s degree if you want to become an actuary. There are several colleges that offer actuarial science courses, but you may also study business, math, or economics.

Eligibility: UG Course with a mathematical subject.

Pay Bracket (Per month): ₹28,000 – ₹4,00,000 Approx

Career options after 12th Commerce- Digital Marketer

You will need to develop and send an email marketing campaign, generate and upload photos from your company’s website, and properly evaluate consumer reports as a specialist in digital marketing.

Beyond this, these job alternatives in commerce need using quantitative research to pinpoint the organization’s advertising or branding flaws and come up with solutions to boost performance in social and marketing channels.

You can seek for employment that require SEO Management, Content Marketing Specialization, Social Media Management, etc. as a Digital Marketer while still remaining in your field. To effectively reach the target audience for such commercial job alternatives, you must also be knowledgeable of the most recent society trends and standards.

Eligibility: UG Course with any subject.

Pay Bracket (Per month): ₹18,000 – ₹60,000 Approx.


After 12th grade, career options are promising, but it’s critical to have a clear vision and set of goals. Graduate and postgraduate courses are available for all career options after 12th commerce, and larger companies will be more interested in them. As a result, all of your efforts ought to be directed in the direction where you can see yourself succeeding not only in terms of position or salary but also in terms of well-being.

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